Cornerstone Home Lending Inc.

  • NameKenda Moreno
  • License1287929
  • Phone360-930-1812
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Providing innovative service and mortgage guidance to help select a residential loan program for each individual client is my main goal. I love working with people, and I enjoy forming relationships with my clients built on trust, integrity and hard work. Please don't hesitate to contact me should you have questions about your current mortgage, prequalification for a new mortgage or any other home-financing needs. Also, please feel free to pass on my name to any friends or relatives who you think may benefit from my services. Referrals are the highest compliment I can receive!

Evergreen Home Loans

  • NameFrank Ellerbroek
  • License128726
  • Phone360-509-2070
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I’m proud to be a part of Evergreen Home Loans, your neighborhood lender for nearly 30 years. Our roots are in the communities we serve and this differentiates us from most lenders. Helping people secure home financing is the only thing we do and we promise to go the extra distance for you. My focus is on helping you obtain a loan that is affordable and allows you to achieve your goals. Plus, I’ll keep you informed every step of the way. More importantly, I can get started online, in-person or over the phone. I want to work on your schedule — when it’s most convenient for you. Whether you are purchasing or refinancing, I value your business. What’s important to me is having your best interest at heart. I look forward to helping you reach your home financing goals.

Cornerstone Home Lending Inc

  • NameRyan Niles
  • LicenseNMLS #2258
  • Phone206-949-4326
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Guided by a heart for service and backed by an amazing team, Ryan Niles offers more than 15 years of experience in mortgage lending. "My team and I share a fierce passion for taking great care of our clients and making the mortgage process as seamless as possible," Ryan says. "Home lending is our platform to positively transform lives and fulfill long-term goals through responsible homeownership." Whether helping a client buy their first home, improve their home loan savings, or leverage their equity, Ryan offers comprehensive planning and education. He applies the knowledge he's gained over the years to find creative financing options that fit his customers' unique needs. Ryan and his team collaborate closely to bring value and exceptional service to each client's transaction. They work when real estate happens, not just during the traditional 9 AM to 5 PM business day. The Niles Team also always works in their clients' interests. They offer transparency and trusted insight so customers can make confident, well-informed mortgage decisions. An honors graduate from the University of Washington, Ryan holds a business administration degree with a concentration in finance and marketing. He has lived in the Seattle area since 1999 up until 2017 where he and his wife Kami moved out to Bainbridge Island for a change of pace and place to start a family. An avid sports fan, he is passionate about the UW football and basketball team. Traveling, hiking the Pacific Northwest, wine tasting, running and spending time with his amazing wife Kami, their newborn son Grayson and dog Charlie round out his other activities outside of work. Ryan's absolute favorite pastime is family time. Our team is here to serve you and please ask us about our Art of HomeOwnership platform all our clients get access to. Blessings, Ryan



Why Bainbridge Island? Bainbridge Island has become a highly-desired residential setting for those who love the ambience of small-island living with convenient proximity to a major city. The 28 square-mile island is stunning, and residents are conscious of maintaining its natural beauty. The friendly people and gorgeous landscape are just the start of Bainbridge Island living.

BUYING BETTER. SELLING SMARTER. THE REAL ESTATE EXPERIENCE REDEFINED. OUR MISSION STATEMENT To redefine real estate through innovation, integrity, collaboration, and community involvement. Bainbridge Homes fosters a culture of partnership in which all clients and listings are represented in a cooperative environment by all its agents, thereby ensuring its clients and listings have the competitive edge. Leveraging traditional media and emergent technologies, Bainbridge Homes deploys competitive marketing strategies for our clients. Bainbridge Homes strives to be more than just a real estate brokerage; it is a lifestyle company committed to informing and connecting our Island community.

Buying or Selling? Brokers at Bainbridge Homes Real Estate have the knowledge necessary to assist you in selling your home on the island with their unique perspective. Buying a home is equally within their purview, taking your needs into account as they help you find your perfect home on Bainbridge Island, WA.